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We’re Dedicated Business Loan, Commercial Real Estate Loan, Equipment Loan or Leasing, and Working Capital Specialists

United Cash Solutions specialize in offering equipment loans/leasing, working capital loans, business loans, SBA loans and commercial real estate loans from $5,000 to $100,000,000. We’re excited to work with all businesses especially those that are unable to receive a traditional bank loan! This product is geared towards businesses that typically wouldn’t fit the business-type criteria for a bank or a business line of credit. 

United Cash Solutions stand behind every loan from start to finish: Small Business Loans For Working Capital, Equipment Leasing and Debt Refinance-Expansion Consists. Part of Our Small Business Loans Program Allows You To Get $150,000 With Basic Information. Other Loan Types Consists of: Up To 30 Year Repayment Terms With 100% LTV, Commercial, Construction & Acquisition etc. Perfect Credit Is Not Required. Some Loans Provide You Funding Within 24 Hours. For SBA Loan, Get A Purchase or Refinance Commercial Real Estate Loan At 5.50% - 6.75%, 25 Yr Term; Working Capital Loan At 6.75% - 7.75%, 10 Yr Term; Debt Consolidation Loan At 6.75% - 7.75%; New Equipment Purchase Loan At 6.75% - 7.75%. SBA Loan Eligibility: Must Be A For-profit Business, 2 Yrs In Business. No Bankruptcy, No Foreclosure or No Open Tax Liens In Past 3 Years. *Loans have a variable rate of Prime Rate plus 2.75% to 3.75%.  Apply Now,

Hard Money Loans; Real Estate Developer Loans; Private Lending for Commercial Real Estate or Loans for Fix & Flip Rehab Properties

We Offer Hard Money and Bridge Loans With Quick Aprroval Turnaround times. Hard Money and Bridge Loan Term Sheets are Generated Within 24 to 48 Hours of Submitting Your Application!
Apply Now. Extraordinary Flexibility To Overcome Challenging Lending Obstacles With Business Loans or Commercial Real Estate Loans Supported By Business Bank Deposit History And Collateralized By Any Combination Of Real Estate (Land, Residential, Commercial, Industrial). Property Can Be In Any Condition Located Anywhere In The U.S.; In Any Lien Position (1st, 2nd, 3rd or 4th Mortgages). Loan Amounts From $200,000 Up To $2,000,000 With Monthly Payments Starting At 15%! Closings Usually Within 10 to 14 Days. Show 6 Months Of Business Bank Statements. Past Bankruptcy OK, Current Foreclosure OK, Judgments OK, Tax Liens OK, And 500 FICO Scores OK. Business Loans With Interest Only Payments For 12 Months.12 to 24 Month Terms. Personal Financials Rarely Required. Use Multiple Properties As Collateral Including Primary Residences And Office Buildings. Junior Positions Allowed -- Even Behind Construction Loans.
Apply Now.
Apply Now. Rehab Fix & Flip, Fix-n-Hold and Landlord loans nationwide. Up to 80% LTV on case by case basis. Residential and Commercial, Occupied and Non-Owner Occupied Properties. Also, We Can Help You Get Funding for Investment Properties. We Provide Funding For Fix and Flips, Cash Out Refinancing and Ground-Up Construction. Our Partner Lenders Lend On Residential, Commercial and Land Projects Up To $100,000,000. On A Fix & Flip, We Can Get You 80% of the Purchase Price and Up To 100% of A Rehab With Rates Starting at 8.5%. Once An Application Is Submitted, A Term Sheet Is Generated Within 3 Hours. Example 1: Ground up Construction - Rates Starting at 11.5%, Up to 24 Months, 3 Months Prepayment Penalty, Maximum $3,500,000, 1- 4 Family Homes Only Approved Plans and Permits Required. Example 2: Fix & Flip and Cash Out Refinancing - Rates Starting at 8.5%, Up To 24 Months, 3 Months Prepayment Penalty, With or Without Rehab, Need To Have Experience With 3 Prior Projects (Required for Refi Loans).
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To all businesses in the United States, Canada, Mexico, and internationally,  United Cash Solutions apply a fast approach helping you get commercial real estate loans, equipment loans/leasing, transportation leasing/financing, GPS leasing/financing, invoice factoring, and accounts receivable financing. 

United Cash Solutions has the best financial services available using the easiest application methods and the fastest turnaround time. We’re offering a $500,000.00 application-only program on approval of credit for titled and non-titled commercial and transportation equipment being financed or leased!

A bank requires a lengthy approval process – not us. We execute much quicker. United Cash Solutions will provide you with the financing options you need to help your business grow! Since we’re partnered with many different financial institutions or private equity groups, we can offer you several different financial options.

Can we do business with you? Don’t worry about your financial situation any longer,  such as your current personal or business credit issues. Some of our clients were turned down by other lenders and didn’t qualify for traditional bank financing – no problem. We happily provided cash flow services to them too.

Are you a large, medium, small or start-up company? Great! We’ll begin by looking at your company’s financial goals instead of focusing on your company’s financial statement. We’re very successful in helping new companies meet their financial projections. We have competitive solutions for existing, established companies; similarly, we also have programs for companies experiencing financial challenges.

Business Loans between $3,000,000 and $100,000,000 take longer requiring a different funding method. Please apply now, filling-in your requested amount for a detailed quote.

Although commercial real estate loans, business loans and alternative loans are our specialty, we’ve listed some of the more common-type loans we fund:

Equipment Leasing and Financing

We offer 5 types of equipment loan / leasing programs: SBA / Non-SBA Equipment (New equipment only) Loans, Bank Statment Equipment Loan / Leasing (For new or used equipment), Hard Money Equipment Loans (For new or used equipment), and Asset Based Equipment Loans (collateral backed loans). We Also Provide Cannabis (Hemp/CBD) Equipment Loans for $500,000 And Up.

Apply Now for a $30,000 - $350,000 SBA / Non-SBA NEW Equipment Loan.
Apply Now for a $20,000 - $500,000 Bank Statment Equipment Loan/Lease. It requires a 50% down payment. Start-Ups are Okay; Bad Credit, Bankruptcy and Tax Liens are all okay.
Apply Now for a Minimum $15,000 - NO MAXIMUM Dollar Amount Limit, Bank Statement Loan Used For Equipment Financing, Leasing, Re-Financing, Sale-Leaseback and Asset Based Financing (collateral backed loans). You need a 650 FICO score and up to a 20% down payment. Start-Ups with a 700+ FICO score are okay; others need to have been in business 2 years. Loan requests under $150,000 won't need to show financial documents (excluding bank statements); neither will those under $350,000 with a 700+ FICO score. If you have good credit and are concerned about interset rates, this one is for you.
Apply Now for a $1,000,000-$55,000,000 Hard Money Equipment Loan/Lease. This is a private lender transaction. It requires a 3rd-party appraisal; you're advanced 75%-80% of FLV (Forced Liquidation Value) or Up To 100% Financing if based on your credit. You'll receive an operating lease, capital lease or term loans are available. We provide hard money equipment financing, loans, leasing and sale leaseback solutions for companies by relying on the appraised value of your new or used equipment and machinery as the primary reason for obtaining financing.


We’re dedicated equipment loan or equipment leasing specialists offering leases to most businesses. We’re excited to work with all businesses especially those that are unable to receive a traditional bank loan! Our products are geared towards businesses that typically wouldn’t fit the business-type criteria for a bank or a business line of credit. In fact, you can free-up your credit cards, cash and other lines of credit by allowing us to help you with your equipment financing needs.

We're eager to get you started with any of our solutions offering you our equipment leasing/financing service. Now you can save enough money allowing your business to grow. Also, this allows you to continue to invest in your business even though you have a successful product or service.

We'll go over the benefits of equipment leasing/financing to get you familiar and go over the basics. Your business is already successful. You'll no longer need to put equipment on hold that could help to make your business even more successful! We're excited to inform you that the entire process is quicker than going through a bank and an equipment lease offers several tax advantages. Did you know that you will be able to count an equipment lease as a monthly expense rather than classifying it as debt? Apply Now. Or, if you'd like to apply for an SBA / Non-SBA Equipment Loan instead of a lease, Click Here.

Specialized Business Loans

At United Cash Solutions, we never let what’s standard procedure become so routine when it comes to helping others obtain business funding. We’re not stopped just because all deals aren’t situated neatly into a traditional business loan, alternative loan or merchant cash advance. We’re happy to look at every deal we receive. Because of our vast funding partner network, we’re flexible and have the opportunity to create innovative funding options. This allows us to avoid the hassles and hoops of traditional financial institutions; thereby, allowing you to have higher funding amounts and customized terms. Most businesses can receive an unsecured business advancement that is unique to their needs within 7 days.

Funding Based On Collateral

This type of funding is asset-based and requires business owners to have something of value: machinery, computers, property, or anything else which can be used as collateral. Having these type of assets qualifies your business for a larger loan or advance.

Accounts Receivable Funding

Your business will manage greatly with this type of funding which is an advance against money your business has earned, but not yet received. Getting this type of advance can be very straightforward. Great for alternative large deals and distressed-debt situations.

Merchant Cash Advance

If you’re looking for a quick working capital from $5,000 – $2,000,000, this is the  perfect funding for your business. You’ll receive a customized repayment plan, payable via ACH monthly, weekly or daily, Monday – Friday. Once you’ve half-way paid-back the first loan, you can get another loan or just consolidate all of your existing loans. Most businesses that apply for a merchant cash advance from us are approved.

International Business Loans

United Cash Solutions has the financial strength, the knowledge and the infrastructure to offer international business funding.

Our friends in Canada, Australia, and Spain will enjoy the same fast, flexible funding solutions and easy approvals that our US customers enjoy. We’re ready to assist any foreign client with their funding needs.

If you have an international funding need, we are ready and able to assist. 

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List of United Cash Solutions Business Loans/Leases

  • Accounts Receivable Funding
  • Asset Based Loans
  • Bridge Loan
  • Hard Money Loan
  • Canadian Loans
  • Franchise Finance
  • Permanent Loan
  • Business Finance Loan
  • Municipal Leasing
  • Invoice Factoring
  • Permanent Loans
  • Purchase Order Financing
  • Private Aircraft Financing
  • Private Aircraft Leasing
  • Working Capital Credit Lines
  • Inventory Financing
  • International Loans
  • Account Receivable Financing
  • Term Loans
  • Transportation Equipment Financing
  • Transportation Equipment Leasing
  • Collateral-Based Funding
  • Commercial Real Estate Acquisitions
  • Commercial Real Estate Loans
  • Commercial Equipment Finance
  • Commercial Equipment Leasing
  • Acquisition Financing
  • Debt Financing
  • Equity Financing
  • Business Working Capital
  • Unsecured Business Lines of Credit
  • Equipment Refinance/Sales Leaseback
  • Equipment Loans
  • SBA Loans
  • Specialty Funding Options

WORKING CAPITAL / DEBT REFINANCING

You Can Get $30,000 - $350,000. (Click Here FOR LOANS ABOVE $350,000 or Commercial Real Estate Loans). Grow Your Business With A Working Capital Loan; Refinance Existing Debt With A Debt Refinancing Loan; Hire Employees; Purchase Equipment; Business Expansion; Marketing or Inventory and Operational Expense.

TYPE OF LOAN SBA LOAN BANK TERM LOAN
Maximum Loan Amount $350K $200K
Usual Time To Fund 1 Month 2 Weeks
Interest Rates 8% | Based On Variable Rate of Prime Rate Plus 2.75% to 3.75% | Final Rate Depends On Loan Term, Credit & Financial Profile As Low As 6.99% | Final Rate Depends On Loan Term, Credit & Financial Profile
Loan Term 10 Years 2 to 5 Years
APR (Fees Included) 9.54% 9.67%
Example Based On A $350K & $200K Loan If Funded, You Will Receive An Estimated $327,675 After Fees And Will Have 10 Years To pay It Back. | Your Monthly Payment Will Be $4,246 Although That May Vary Slightly Over Time Since Your Interest Rate Of 8% Is Calculated | As The Prime Rate (5.25% Right Now) Plus 2.75%. The Total APR (Annual Percentage Rate) Is 9.54%. If Funded, You Will Receive An Estimated $187,800 After Fees And Will Have 2 To 5 Years To Pay It Back. Monthly Payments Start At $3,959 And Are Fixed Over The Life Of The Loan. Interest Rates Start At 6.99% And APRs Start At 9.67%.
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SBA LOAN INTEREST RATES

You Can Get $30,000 - $350,000. (Click Here FOR LOANS ABOVE $350,000 or Commercial Real Estate Loans). Loans offered through banks in the SmartBiz network have a variable interest rate based on the Prime Rate, plus 1.5% to 3.75% depending on the size of the loan. The current Prime Rate, determined by market conditions and set by the Federal Reserve Board, is 3.25%. On top of this base rate, lenders can charge additional interest rates, subject to the caps set by the SBA.

TYPE OF LOAN SBA 7(a) LOAN AMOUNT VARIABLE INTEREST RATE
Working Capital & Debt Refinance Loans $30,000 to $50,000 7.00% (Prime Rate + 3.75%)
Working Capital & Debt Refinance Loans $50,001 to $350,000 6.00% (Prime Rate + 2.75%)
Commercial Real Estate Loans $500,000 to $5,000,000 4.75% - 6.00% (Prime Rate + 1.5% - 2.75%)
Loan Term 10 Years 2 to 5 Years
APR (Fees Included) 9.54% 9.67%
Example Based On A $350K & $200K Loan If Funded, You Will Receive An Estimated $327,675 After Fees And Will Have 10 Years To pay It Back. | Your Monthly Payment Will Be $4,246 Although That May Vary Slightly Over Time Since Your Interest Rate Of 8% Is Calculated | As The Prime Rate (5.25% Right Now) Plus 2.75%. The Total APR (Annual Percentage Rate) Is 9.54%. If Funded, You Will Receive An Estimated $187,800 After Fees And Will Have 2 To 5 Years To Pay It Back. Monthly Payments Start At $3,959 And Are Fixed Over The Life Of The Loan. Interest Rates Start At 6.99% And APRs Start At 9.67%.
Apply Now

Compare and Save with Smartbiz™ Marketplace Bank Loans

You Can Get $30,000 - $350,000 (Click Here FOR LOANS ABOVE $350,000 or Commercial Real Estate Loans). Get Better Rates And Lower Monthly Payments For SBA Loans Through Our Bank Marketplace.

LOAN PROVIDER Cash Advance Providers Peer–to–Peer Lenders SBA Loans from SmartBiz™ Marketplace Banks
ESTIMATED APR (including interest rate and fees) 20% to 100% 9% to 36% 6.50% to 8.75%
FUNDING PROCESS 1 to 7 Days 7 to 14 Days As Fast As 7 Days
LOAN TERM Less Than 1 Year 1 to 5 Years 10 to 25 Years
TYPICAL PAYMENT FOR A $100,000 LOAN $12,000 Per Month (Daily Payments Required) $5,000 Per Month $1,213 Per Month
Apply Now